|
insurance 音標拼音: [ɪnʃ'ʊrəns] n. U安全保障;保險,保險業 U安全保障;保險,保險業 insurance保證 insurance保險 保證 insurance n 1: promise of reimbursement in the case of loss; paid to people or companies so concerned about hazards that they have made prepayments to an insurance company 2: written contract or certificate of insurance; " you should have read the small print on your policy" [ synonym: { policy}, { insurance policy}, { insurance}] 3: protection against future loss [ synonym: { indemnity}, { insurance}] Insurance \ In* sur" ance\, n. [ From { Insure}.] [ 1913 Webster] 1. The act of insuring, or assuring, against loss or damage by a contingent event; a contract whereby, for a stipulated consideration, called premium, one party undertakes to indemnify or guarantee another against loss by certain specified risks. Cf. { Assurance}, n., 6. [ 1913 Webster] Note: The person who undertakes to pay in case of loss is termed the insurer; the danger against which he undertakes, the risk; the person protected, the insured; the sum which he pays for the protection, the premium; and the contract itself, when reduced to form, the policy. -- Johnson' s Cyc. [ 1913 Webster] 2. The premium paid for insuring property or life. [ 1913 Webster] 3. The sum for which life or property is insured. [ 1913 Webster] 4. A guaranty, security, or pledge; assurance. [ Obs.] [ 1913 Webster] The most acceptable insurance of the divine protection. -- Mickle. [ 1913 Webster] 5. Hence: Any means of assuring against loss; a precaution; as, we always use our seat belts as insurance against injury. [ PJC] { Accident insurance}, insurance against pecuniary loss by reason of accident to the person. { Endowment insurance} or { Endowment assurance}, a combination of life insurance and investment such that if the person upon whose life a risk is taken dies before a certain specified time the insurance becomes due at once, and if he survives, it becomes due at the time specified. Also called { whole life insurance}. { Fire insurance}. See under { Fire}. { Insurance broker}, a broker or agent who effects insurance. { Insurance company}, a company or corporation whose business it is to insure against loss, damage, or death. { Insurance policy}, a certificate of insurance; the document containing the contract made by an insurance company with a person whose property or life is insured. { Life insurance}. See under { Life}. [ 1913 Webster] 73 Moby Thesaurus words for " insurance": accident insurance, actuary, annuity, assurance, aviation insurance, bail bond, bond, business life insurance, casualty insurance, certificate of insurance, court bond, cover, credit insurance, credit life insurance, deductible, endowment insurance, family maintenance policy, fidelity bond, fidelity insurance, flood insurance, forearming, forehandedness, foresight, foresightedness, forethought, forethoughtfulness, fraternal insurance, government insurance, guarantee, guaranty, health insurance, indemnification, indemnity, industrial life insurance, insurance agent, insurance broker, insurance company, insurance man, insurance policy, interinsurance, liability insurance, license bond, limited payment insurance, major medical insurance, malpractice insurance, marine insurance, measures, mutual company, ocean marine insurance, permit bond, policy, precaution, precautions, precautiousness, preventive measure, protection, providence, provision, robbery insurance, safeguard, security, social security, steps, steps and measures, stock company, stocks and bonds, surety, term insurance, theft insurance, tie, underwriter, warrant, warrantyINSURANCE, contracts. It is defined to be a contract of indemnity from loss or damage arising upon an uncertain event. 1 Marsh. Ins. 104. It is more fully defined to be a contract by which one of the parties, called the insurer, binds himself to the other, called the insured, to pay him a sum of money, or otherwise indemnify him in case of the happening of a fortuitous event, provided for in a general or special manner in the contract, in consideration of a premium which the latter pays, or binds himself to pay him. Pardess. part 3, t. 8, n. 588; 1 Bouv. Inst. n. 1174. 2. The instrument by which the contract is made is denominated a policy; the events or causes to be insured against, risks or perils; and the thing insured, the subject or insurable interest. 3. Marine insurance relates to property and risks at sea; insurance of property on shore against fire, is called fire insurance; and the various contracts in such cases, are fire policies. Insurance of the lives of individuals are called insurances on lives. Vide Double Insurance; Re- Insurance.
INSURANCE, MARINE, contracts. Marine insurance is a contract whereby one party, for a stipulated premium, undertakes to indemnify the other against certain perils or sea risks, to which his ship, freight, or cargo, or some of them may be exposed, during a certain voyage, or a fixed period of time. 3 Kent, Com. 203; Boulay- Paty, Dr. Commercial, t. 10. 2. This contract is usually reduced to writing; the instrument is called a policy of insurance. ( q. v.) 3. All persons, whether natives, citizens, or aliens, may be insured, with the exception of alien enemies. 4. The insurance may be of goods on a certain ship, or without naming any, as upon goods on board any ship or ships. The subject insured must be an insurable legal interest. 5. The contract requires the most perfect good faith; if the insured make false representations to the insurer, in order to procure his insurance upon better terms, it will avoid the contract, though the loss arose from a cause unconnected with the misrepresentation, or the concealment happened through mistake, neglect, or accident, without any fraudulent intention. Vide Kent, Com. Lecture, 48; Marsh. Ins. c. 4; Pardessus, Dr. Com. part 4, t. 5, n. 756, et seq.; Boulay- Paty, Dr. Com. t. 10.
|
安裝中文字典英文字典查詢工具!
中文字典英文字典工具:
英文字典中文字典相關資料:
|