COAF Denied Auto Loan Pre-Approval. . . - myFICO® Forums - 6819981 COAF Denied Auto Loan Pre-Approval Due To "Presence of a high risk credit account and insufficient number of tradelines" which makes absolutely no sense as I have $21,500 in combined total credit limits and $20,000 in available credit spread among ELEVEN credit cards No idea what this "high risk cr
AUTO LOAN COAF approved check interest rate negotiation Re: AUTO LOAN COAF approved check interest rate negotiation ? You will probably not be able to negotiate the rate with that issuer but you can always go the dealership and see if they can find you a different lender with a better rate It's always nice to have a pre-approved option in your pocket before you let the dealer shop it
Advice - Refinancing an COAF Auto Loan, halfway through? 02-28-2008 02:54 PM Re: Advice - Refinancing an COAF Auto Loan, halfway through? Thanks for the input The car is worth more than the balance, yes I think my question re: interest is - when they quote 11K, does that mean total owed, or just principle?
9 hard inquiries by same lender in one day. - myFICO® Forums Re: 9 hard inquiries by same lender in one day And unfortunately yes, mass HPs like that are the way auto dealers often work In theory, those pulls are all supposed to be scored as one (ditto with pulls for mortgages and student loans made within a short time), but in reality they may lead to you needing manual reviews on future credit apps to verify that they're all vehicle shopping pulls
Charged off account still reported monthly as CO? Re-aging? so them reporting CO every month doesnt make it look like a new charge off every month? Also, I haven't received a single letter or anything from them nor a collection agency, trying to collect in years And there is only 2 collections accounts on my report for medical expenses Plus they reported the account as closed with a 0 balance when they actually charged it off in 06 2011 I'm not sure
Do Consumer Finance Accounts ever drop off your credit report Do Consumer Finance Accounts ever drop off your credit report After a few years of working on trying to improve me credit, I recently pulled my two reports Under 'Understanding Your Score' in my TransUnion report, it says that I have two CFAs that are hurting my score Yes they are there I had to get the loans to help get me out of this mess They are paid in full and closed - have been for
You have a consumer finance account on your credit report So I was reviewing my Equfax's score factors, and it says "You have a consumer finance account on your credit report " When I click on the ? for more information, I get the following: The presence of a consumer finance company loan on a credit report generally represents a higher risk to lenders c
Credit Bureau Fax Numbers - myFICO® Forums - 6715274 I have had good experience with fax disputes in the past I have searched to no avail Every fax number here seems old Does anyone have any updated fax information for any of the bureaus? I find it easier to send all my supporting documents this way and it turns out to be cheaper Thank you for
Understanding FICO® Scoring - myFICO® Forums The FICO Score is the credit score used by 90% of top lenders, so it’s an important part of your credit picture Here’s your place to ask all of your FICO Score questions, get support on reaching your score goals and help others!