Have you added or dropped a high-deductible health plan (HDHP)? - Optum Here some questions you should consider about your HSA (health savings account) ay still be able to contribute to your HSA on a prorated basis That means figuring out how much you c n contribute based on how long you had Covered by an HDHP for the whole year?
What Happens to My HSA If I No Longer Have an HDHP? Your HSA doesn’t disappear when you lose your high deductible health plan Every dollar already in the account remains yours, keeps growing tax-free, and can still be withdrawn tax-free for medical expenses at any point in your life
How HSA contributions change when you switch HDHPs If you switch from one HDHP to another, you don't need to notify your HSA custodian about the change You can just continue to fund your HSA as usual, since the onus is on you (as opposed to the HSA custodian) to make sure that you remain HSA-eligible