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    An overdraft fee is assessed when an item such as a check, debit card purchase, or other transaction presented for payment is paid by the Bank even though the available balance in your deposit account is less than the amount of the item If an item is returned unpaid, we do not charge a fee, however, the payee or merchant may charge fees for returned items
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    You can link up to two eligible Wells Fargo accounts (one savings and one credit account) to one Wells Fargo checking account for Overdraft Protection If you link two accounts, you may tell us which account to use first to transfer advance funds If you do not specify an order, we will first transfer funds from your linked savings account





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