Home | Federal Student Aid Federal Student Aid provides resources to help students manage loans, apply for aid, and access information about repayment options
Loans | Federal Student Aid A loan is money you borrow and must pay back with interest Student loans can come from the federal government, from private sources such as a bank or financial institution, or from other organizations Federal student loans usually have more benefits than private loans
Manage Loans - Federal Student Aid Manage your student loans, find repayment plans, make payments, explore options, and get help for missed payments
Loan Simulator | Federal Student Aid Loan Simulator helps you calculate federal student loan payments and choose a repayment plan that aligns with your financial goals
About Student Loans Private loans and other types of federal student loans may offer varying terms related to the grace period, interest rates and student loan benefits Check with your loan servicers to learn more about your specific terms and conditions
Federal Subsidized and Unsubsidized Loans – Edfinancial Services Students may borrow a combination of subsidized and unsubsidized loans but may not exceed the annual or maximum loan limits Repayment terms are the same as for the federal subsidized loan Until July 1, 2008, the interest rate for unsubsidized loans was the same as for the subsidized loan