how often do lenders check existing customers credit files? Hi, I am awarre that lenders can check their existing customers credit files - for example Very reduced my credit limit a couple of years ago when I took out a new card how often to lenders do this and would this search show up as a soft search on credit report? For example, I am a long standing Barclaycard customer
Water bill on credit file, credit score dropped On checking my report, it appears that my water bill has been added to my credit file as a debt when my annual bill was produced last month I have paid this in instalments by direct debit for 20 years and never ever missed a payment This is the first time it's appeared on my credit file
Has anyone used: annualcreditreport. co. uk - MoneySavingExpert Forum It's based on information from call credit, the worst of the uk credit reference agencies You can get your call credit credit report free anyway You can also get Experian and Equifax reports free whichcreditreport co uk have a good comparison of the three credit reports and tell you how to get them
credit card transfer application, what occupation should i enter Ok fair enough, at least you have a fixed income Is your credit history in reasonably good shape (no defaults or missed payments)? I agree with you that, yes, you'd definitely want to be looking at a 0% balanace transfer to combat the CC balance You're probably best placed to put homemaker as your employment with the £13,000 annual income
Cemap and bad credit — MoneySavingExpert Forum A low credit rating in its self shouldnt be an issue, but bad credit should be This means late payments, arrears and so on My advise is get a proper job in a growth area such as enviromental industry, green energy (selling portable biofuel plants for example), long term storage, overseas property or transaltion services for migrants
Cancel subscription charged to credit card - MoneySavingExpert Forum I have a couple of old annual subscriptions that seem to be charged to my credit card that I want to cancel, but I have lost track of the account details or even which email the account is against At least one of these has continued to be charged even though my credit card expiry date changed, which I thought should not be able to happen
Notify council of annual increase to State Pension for housing benefit . . . They're in receipt of Pension Credit guarantee credit - yes As the council specifically stated that 'changes in regulations' do not need to be reported, I think I'll advise them of that They've already received their CTR assessment based on old rates; I assume their CTR will automatically be updated on or after 12th April, and a revised
Experian Identity Plus — MoneySavingExpert Forum As part of the mitigation procedures clients were given a complimentary annual subscription to the Experian Identity Plus service The main features of this being the ability to “lock” your Experian credit report to guard against potential fraudsters applying for credit in your name and monitoring the Web for personal and financial details
electoral roll change - how long to show up? - MoneySavingExpert Forum Information on the Annual Canvas will be updated once the records are published by the relevant local authority and will be complete by 1st April 2014 Once the Annual Canvas is complete local authorities will go back to using a rolling electoral register, which they update and publish once a month We then update these on your report when we