Best personal loan rates for June 2025 - Bankrate However, according to a recent Bankrate survey, average personal loan rates sit at 12 65 percent, which is still much lower than average credit card rates above 20 percent Read more The typical
Best Personal Loan Rates: Starting At 5. 91% - Forbes Interest typically accrues on personal loans at a rate from 4% to 36%, with the lowest rates accessible to high-credit borrowers In addition to interest, some lenders also charge origination fees
Average Personal Loan Interest Rates for June 2025 The average personal loan interest rate for consumers with good credit (690 to 719 credit score) is currently 16 48%, according to aggregate, anonymized offer data from users who pre-qualified for
Personal Loan Rates from 6. 49%: Save an average of $1,659 . . . Personal loan rates are lower than credit card rates on average June 2025 saw the third straight monthly increase in credit card rates , making it a great time to get a personal loan “A personal loan is a better choice than a credit card when you don’t have good enough credit to qualify for a 0% APR credit card ,” says Matt Schulz