Hawaii Property Insurance Association Welcome to the Hawaii Property Insurance Association Providing stability to the Hawaii Property insurance market Welcome to the Hawaii Property Insurance Association How To Obtain Coverage If you are unable to obtain Homeowners or Dwelling Fire coverage from a private insurance company, you may qualify for coverage from the HPIA
FAQ ‹ Hawaii Property Insurance Association - hpiainfo. com Q: Where does the HPIA write business? Residential property insurance coverage is available to eligible property owners in all locations in the State of Hawaii, or as designated by the Insurance Commissioner
2020 Rate Change ‹ Hawaii Property Insurance Association The increased rates will allow HPIA to continue to offer insurance to homeowners choosing to live in lava zones 1 and 2, who are turned away from other insurance companies and seeking coverage from HPIA as a last resort
Forms for Download ‹ Hawaii Property Insurance Association HPIA Dwelling Fire 89 Program Acord 84 201309 – Dwelling Fire Application HPIA Dwelling Fire 89 Program Underwriting Guidelines HPIA Dwelling Fire 89 Program Quick Reference Guide HPIA Homeowners 91 Program Acord 80 201309 – Homeowner Application HPIA Homeowners 91 Program Underwriting Guidelines HPIA Homeowners 91 Program Quick Reference Guide HPIA Quote Request and New Business
Coverage Information ‹ Hawaii Property Insurance Association The HPIA offers four basic policies, a Dwelling policy, a Homeowner’s policy, a Renter’s policy and a Unit-owner’s policy Policy limits range from $50,000 to $450,000 YOU SHOULD CAREFULLY READ ALL POLICY FORMS TO DETERMINE ACTUAL COVERAGE
Contact Us ‹ Hawaii Property Insurance Association NOTE: If you are a homeowner and are interested in obtaining insurance coverage with HPIA, please contact a licensed insurance agent for assistance To see a listing of agencies, go to Welcome How to Obtain Coverage
Welcome History of HPIA ‹ Hawaii Property Insurance Association The Hawaii Property Insurance Association (HPIA) is an unincorporated association of insurance companies in Hawaii, created originally by the 1991 Hawaii State Legislature to provide basic property insurance for persons unable to purchase homeowners coverage in the private market due to the ongoing volcanic eruption in Lava Zones 1 and 2 on the Island of Hawaii The first basic property policy
OFAC Compliance ‹ Hawaii Property Insurance Association OFAC prohibitions not only apply to policyholders, but also to additional insureds, premium payers, beneficiaries, loss payees, intermediaries and administrators, banks and bank lien holders, third-party liability claimants and other insurance-related entities
Submission Guidelines ‹ Hawaii Property Insurance Association The property must have been declined coverage for basic property insurance by at least two licensed insurers who write residential property insurance The property must be a residential dwelling used for private residential purposes only The residential dwelling shall be of the one or two family type or it shall be an individual condominium or apartment unit Abandoned, vacant, unoccupied