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- Is a portfolio of just target date retirement funds good enough?
ETFs are simply funds You can have conservative ETFs, or aggressive ones ETFs are also essentially mutual funds, with some tax differences that are not really relevant when it comes to tax advantaged accounts Target date Funds are made up of different mutual funds, often indexes, and they are plenty aggressive, even with 10% bonds
- American Funds 401k Allocations : r personalfinance - Reddit
My employer uses Capital Group American Funds for 401k with no match, which I max out by putting in 20% in addition to Vanguard Roth IRA Because I have no experience in investing, I chose the option to let American Funds invest for me, so it is in a 2060 Target Fund (0 4% gross expense ratio)
- Need a comparison and thoughts on American Funds. : r portfolios - Reddit
The American Funds portfolio current has 18 8% of stocks International, Vanguards' is 4 9% I'd assume this is close to the historical amounts The lack of International has been beneficial to Vanguards portfolio because after 2008, US has had more returns for less volatility
- American Funds vs Fidelity : r Bogleheads - Reddit
I have 2 accounts with American Funds one is a Roth IRA an another was a roll over into a IRA from a 401K I had For my roth IRA I have invested in the EuroPacific Growth Fund (AEPGX) and the Income fund of America (AMECX), my portfolio says my annualized since initial investment is 4 60%
- Questions regarding American Funds 2050 Trgt Date Retire R6 . . . - Reddit
Empower is fine, and American Funds has very good target date funds You're good there Generally, rolling to an IRA is preferred, but then you need to manage it If you're uncomfortable with that, then consider rolling it to your employer's 401k plan as a matter of convenience
- 401K with Capital Group (American Funds) : r personalfinance - Reddit
For one, your employer is using the R-4 share class from American Funds This means the fund expense ratio has a bit of revenue sharing to subsidize the cost of the plan instead of your employer paying for all of it Ask your employer to move to the R-6 share class which should be approximately 0 25% cheaper for the funds
- Which American Funds to pick? : r Bogleheads - Reddit
My company is offering a match for their 401k plan but they use American Funds as their broker I know that American Funds is terrible compared to Vanguard and Fidelity equivalents, which I use for my taxable accounts I'm only investing the percentage that they match
- Any reason I should stay with American Funds? : r personalfinance - Reddit
If you continue to purchase American Funds mutual funds, you'll either pay an up-front fee to buy (typically 5ish percent for AF, taken out of the purchase price), or pay a higher expense ratio and possibly a deferred load if you sell within a certain time period (I think it's a year and 1% for most AF funds)
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