What is a Zero-Down Mortgage? - Zillow If coming up with a down payment is a struggle, an alternative to buying a house with no money down is an FHA loan The FHA does not offer a no-money down loan However, they do allow for loans with a down payment as low as 3 5% of the home's purchase price Lenders offering a FHA loan are also restricted in the fees they are allowed to charge you
Best Mortgage Lenders For Low And No Down Payments Of 2025 We picked Bank of America Mortgage because it offers low-down-payment mortgage programs geared toward first-time home buyers, such as its 3%-down Affordable Loan Solution mortgage and loans
Best Low- and No-Down-Payment Mortgages of June 2025 The required down payment is as low as $100, and the buyer must live in the home as a primary residence for at least three years Additionally, some professionals may qualify for grants and