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  • How accurate is Chase Pre-Approval process? - myFICO® Forums
    Is the Chase pre-approval process accurate? I have already opted in for any credit card offers at optoutprescreen Or should i stay clear from applying for chase cards until the ews flag falls off after 7 years? Its already 5 years now Anyone has success trying to get rid of EWS flag if the account is fully paid Any trick under the sleeve?
  • Cash back credit cards - myFICO® Forums - 6799015
    What are the top 3 cash back credit cards with a FICO credit score of 825? Thank you
  • Address issues, Only have a PO BOX no address. - myFICO® Forums
    So, I'm having an issue when applying for credit cards My home doesn’t have a physical address I live in a guest house and the physical address is to the main house full of people I don't know I'm not even sure if they speak English It’s a house of like 8 college age foreign people Anywa
  • Pay off one entire card or half on two cards better for FICO?
    If you have two credit cards: One with a $1,000 limit and one with a $5,000 limit If you owe $850 on the $1K card (85%) but zero on the $5K card your utilization rate is a fairly good 14%
  • Best CU CCs? - myFICO® Forums - 6560353
    Re: Best CU CCs? I have both Affinity Cash Rewards and Nusenda Cash Rewards, both of which are great cards Affinity has been seeing most of my spend recently with the Gas category, and their 5% categories stack on top of existing earn rates, which can be a really great return
  • Seeking advice: Ideal number of revolving credit card accounts?
    There is no optimal number of credit cards However, you do want a sufficient QTY to have a strong file With Fico, 5 cards is a good benchmark but, atleast 3 of those should be "bank cards" With VantageScore more accounts are required - preferred is 11 or more on file This includes loans and all accounts don't need to be open
  • Favorite CC that pull from Equifax? - myFICO® Forums - 6728161
    Hello everyone, what top credit cards pull from Equifax? I am mainly looking for business credit and larger lines I have about 5 inquiries on TU and Experian so want to focus on Equifax What are your favorite cards with high limits, introductory offers, and bonuses?
  • Can you have More than one FNBO card? - myFICO® Forums
    Re: Can you have More than one FNBO card? I was approved 3 or 4 months ago for signature visa $11,600, checked the prequal today said I was pre-approved $15k, and was instantly approved 2nd approval from them in less than a few months


















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