安裝中文字典英文字典辭典工具!
安裝中文字典英文字典辭典工具!
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- Real Estate Settlement Procedures Act - American Bankers Association
The Dodd-Frank Wall Street Reform and Consumer Protection Act (Dodd-Frank) made significant changes to the federal consumer protection laws for residential mortgage loans, including the Real Estate Settlement Procedures Act (RESPA) and the Truth In Lending Act (TILA)
- Real Estate Settlement Procedures Act (RESPA) for Compliance Professionals
This course reviews the requirements of the Real Estate Settlement Procedures Act (RESPA), including the disclosure requirements and the anti-kickback provisions, loan servicing standards, and escrow account management RESPA has the following four primary purposes:
- Real Estate Settlement Procedures Act (RESPA) Overview
The Real Estate Settlement Procedures Act (RESPA) Overview Frontline course provides information about consumer protections during the home buying process The course identifies the types of loans RESPA and its implementing regulation, Regulation X, cover and the disclosures they require
- As discussed in ABA’s white paper, Effective Agency Guidance
6 to address the applicability of the Real Estate Settlement Procedures Act (RESPA) section 8 provisions7 to operators of certain digital technology platforms that enable consumers to comparison shop for mortgages and other real estate settlement services, or Digital Mortgage Comparison-Shopping Platforms (DMCSP)
- Consumer Financial Protection Act - American Bankers Association
The Bureau is also responsible for oversight of mortgage lending and servicing disclosures and requirements under the Truth in Lending Act and the Real Estate Settlement Procedures Act The Act also instructed the Bureau to create a database where consumers can submit complaints about financial service companies and products
- ABA Certificate in Mortgage Lending Compliance
Fair Housing Act for Compliance Professionals; Homeowners Protection Act for Compliance Professionals; Secure and Fair Enforcement for Mortgage Licensing Act (SAFE Act) Regulation G for Compliance Professionals; The estimated time to complete the 14 required courses is approximately 13 hours and 45 minutes Credits
- Truth in Lending Act (Reg Z) | American Bankers Association
Regulation Z impacts all consumer credit including mortgages, home equity, car, and personal loans as well as credit cards In addition to disclosures, it imposes limitations on home equity plans, addresses certain charges applicable to credit cards, and regulates certain practices with regard to private education loans
- Equal Credit Opportunity Act (Reg B) - American Bankers Association
The Equal Credit Opportunity Act, which is part of the Consumer Credit Protection Act, was adopted on October 28, 1974 The law is designed to promote credit availability to all credit-worthy applicants, regardless of race, color, religion, national origin, sex, marital status, receipt of public assistance, the exercise of a right under the
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