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  • LightStream Home Improvement Loan - myFICO® Forums - 6351818
    Hi, I'm new tot he forum and am interested in applying for a home improvement loan through LightStream I'm thinking about requesting 100k with a repayment term of 144 months I have a new mortgage as of this April, zero delinquencies, zero credit card debt, and average age of my accounts is 8 years
  • Lightstream Personal Loan Approval - myFICO® Forums - 5605143
    Got approved for a 10k lightstream personal loan today! After getting denied at several different banks and CUs Including: penfed cu, avant, sofi, etc I was just so surprised after hearing how difficult getting approved for a lightstream loan can be Background, average credit age 2 yrs 9 mont
  • Lightstream personal loan - approval - myFICO® Forums - 5344312
    I wanted to share my experience with Lightstream for a home improvement loan We just closed on our house and ended up putting more money down to get a lower rate than we expected However, our house needs a kitchen renovation, bathroom renovation, new hardwood floors, and a some other updates All
  • Lightstream - myFICO® Forums - 4918677
    Re: Lightstream I didn't find much on MyFico about Lightstream before applying, so will update with my experience to help others I applied for a motorcycle loan with lightstream as DCU (my primary CU and holder of car note) came back with a surpisingly high APR for my credit and history with them
  • LightStream Simultaneous Apps - One Approved, One Pending - myFICO® Forums
    Just thought I'd share my experience with LightStream so far I needed to apply for two loans - one for CC consolidation and one for a motorcycle The bike loan was instantly approved for $19 5k I then submitted another app for the CC consolidation ($40k) and had to select a different username (I
  • Is Lightstream BK Friendly? - myFICO® Forums - 4097231
    LightStream is the online lending division of SunTrust Banks Inc They offer low interest, unsecured loans for highly qualified customers LightStream offers "The AnythingLoan" which can be used to finance your new or used, private party or dealer, car purchase LightStream delivers a revolutionary loan process
  • Lightstream App Process - myFICO® Forums - 6008022
    Re: Lightstream App Process @CreditCuriosity wrote: I applied during a weekday and came about as quick as you can to an instant thing i waited 5-10 mins to get a decision if i remember correctly, but as stated was during weekday and pre cv-19
  • LightStream - Unsecured Auto Loan - myFICO® Forums - 5363297
    When researching LightStream, I did find comments about them liking lower DTI, some evidence of savings, equity in property, etc Some have had to provide documents (paystubs, account balances, etc), but I did not have to provide any of that so YMMV For me, they pulled EQ Fico 8 I definitely recommend!


















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