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  • What is an Recoverable Corporate Advance RCA on my mortgage statement?
    This sounds like an escrow advance or payment made by the bank on your behalf that you are obligated for, like forced insurance coverage If you don't understand what this is for - then you might need to hire a lawyer to investigate and explain it to you
  • Does a Florida mortgage require a witness signature for each mortgagor . . .
    In the State of Florida, mortgages do not, as a matter of law, require witnesses at all However, as a practical matter, and as a matter of good practice as well, most mortgage forms are designed to have two attesting witnesses, one of which can be the same individual who signs as a notary public for the acknowledgment of the mortgagor's signature Therefore, a mortgage lacking a second
  • What are mortgagor recoverable advances that has been added to my . . .
    What are mortgagor recoverable advances that has been added to my mortgage statement? I filed chapter 7 and it has been dismissed I did not sign the reaffirmation agreement on my home but my payments continue to be timely Each month the mortgage company posts them late It requires me calling in and asking them to post the funds to my account
  • If a mortgage and a note was recorded with the wrong legal name can the . . .
    Had you done a proper search, despite whatever name was stated as the mortgagor or mortgagee, you would have found that their was a superior mortgage on the property
  • My daughter has a Recoverable Corporate Advance Balance on her . . .
    Most typically, a "corporate advance" is a fee charged by the lender to cover some kind of "extra" processing It is a disbursement for service-related expenses rather than escrow expenses, paid with servicer funds that are to be recovered from the borrower Corporate advances often include foreclosure expenses, attorney fees, bankruptcy fees, insurance, and virtually evry other kind of out-of
  • Can a lender Mortgagee charge interest on funds not disbursed to the . . .
    Can a lender Mortgagee charge interest on funds not disbursed to the Mortgagor borrower? My wife and I got a construction loan which pays by draw request for work performed Our loan closed in the same manner any conventional loan closes but due to an accident, the work did not start right away
  • Please explain: Plaintiff waives any and all rights to a personal . . .
    Please explain: "Plaintiff waives any and all rights to a personal judgement for a deficiency against the mortgagor
  • Assignment of mortgage not recorded - Legal Answers
    Assignment of mortgage not recorded "Finding" a supposedly "lost" note is extremely common, and it's the biggest pitfall of the "produce the note" defense handled by a on-lawyer Now, it sounds like you've done some reading, and you've spotted some issues with the assignment, but really aren't sure how to handle it Assignment fraud is common enough that you are right to be worried about it


















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