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- To Reaffirm Car Loan or Not. - myFICO® Forums - 6714661
I will be filing a Ch 7 most likely tomorrow (I went over all the paperwork and signed everything yesterday ) I have a 2020 Nissan with low miles that I plan to keep and reaffirm, however, my attorney sees no reason to reaffirm I thought that making my normal on-time payments over the next 4 years
- Reaffirming Mortgage - myFICO® Forums - 6429239
She said even with the equity, it's too big a debt to "re-take" after having a BK discharged even though I was fully ready to re-affirm it She barely let me reaffirm my auto loan, but I had to sign paperwork stating that I was doing it against her advisment As far as paying the mortgage loan, just keep sending in your payments like normal
- Reaffirm Bridgecrest Loan - myFICO® Forums - 6384734
Re: Reaffirm Bridgecrest Loan A couple weeks after my discharge I was approved for a loan at 4% of course your case may cary but it all depends on your profile ,income job history etc I am about 14 months from discharge now and just got a second vehicle for nearly top tier rates
- Reaffirm mortgage 15 mos after discharge of Ch. 7?
Unfortunately, the only time that you can reaffirm a debt in BK is AFTER your 341 meeting of creditors and BEFORE the discharge Once the BK7 has been discharged, you can no longer reaffirm a debt That comes directly from my BK attorney and the mortgage lender confirmed it Sorry
- USAA - did not reaffirm - myFICO® Forums - 6807696
Re: USAA - did not reaffirm I don't know much about CH7s, so I can't offer advice about re affirm nor insurance, but during my CH13 I was advise to move all my money out of any bank I listed as a creditor
- Question about how a reaffirmed mortgage looks on . . . - myFICO® Forums . . .
When you reaffirm a debt, you agree that you will still owe the debt after your bankruptcy case ends Both the creditor’s lien on the collateral (which gives the creditor the right to take the property if you fail to pay as agreed) and your liability for the debt under the original contract (called a promissory note) essentially survive
- Reaffirming vs Not reaffirming car loan - myFICO® Forums - 4844229
I was reading an article on reaffirmation and hoping to get some clarification, copied from legal zoom: Failure to Reaffirm a Loan: The debtor must work out any reaffirmation with the creditor While a creditor isn't forced to accept an agreement, in most cases, the creditor would favor a reaff
- Redeem vs reaffirm auto loan questions - myFICO® Forums
Alternatively, you can choose to “reaffirm” the debt, which means that you will not receive a bankruptcy discharge on it Reaffirmation options should be thoroughly discussed with your attorney prior to filing, but as the law currently stands in Massachusetts, you should not be required to reaffirm in order to retain your property
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