Should I Get Medicare If My Spouse Has Insurance? - AARP One option if your spouse enrolls in Medicare is to continue the employer’s coverage through COBRA, which can last up to 36 months Other options are to buy a private plan through the Affordable Care Act federal insurance marketplace or through a state that has its own exchange
Can I Collect a Deceased Spouses Social Security and My Own? - AARP Social Security will not combine a late spouse's benefit and your own and pay you both When you are eligible for two benefits, such as a survivor benefit and a retirement payment, Social Security doesn’t add them together but rather pays you the higher of the two amounts