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    The good news is, no matter what your personal loan needs are, reputable lenders still want your business -- despite your imperfect credit history Below is a summary of the best personal loans for bad credit, along with links to each lender's secure online loan application Here are 2025's best personal loans for bad credit:
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    To make our choices for the top bad credit loans, we collected 26 individual data points for 31 popular personal loan lenders, including over 10,000 customer reviews and overall ratings from
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    More than 43,000 five-star reviews Out of all of the bad credit loan options out there, Upstart has the absolute best reputation Not only did the Better Business Bureau give the platform its highest "A+” grade and accreditation, but clients who went to Trustpilot to leave feedback gave Upstart over 43,000 five-star reviews
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    Calculate your bad credit loan payment Calculating your estimated monthly payment will help you compare bad credit loans and determine which best fits your budget Borrowers with bad credit often
  • Best personal loans for bad credit in 2025 - Credit Karma
    Read reviews of Mariner Finance to learn more Good payday loan alternative: Opploans personal loans Why an Opploans personal loan stands out: Payday loans have notoriously high rates and short repayment timelines — and they don’t contribute to your credit history With a personal loan from OppLoans, the company reports your payments to the credit bureaus
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    The best online loans for bad credit are from First Tech Federal Credit Union because it offers personal loans starting at $500, with APRs from 7 89% - 18% and repayment terms of 6 - 84 months Plus, there is no origination fee Anyone who works for one of 900+ partner companies, or who belongs to the Computer History Museum or the Financial Fitness Association, can become a member


















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