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  • What are the best High Yield Savings accounts? : r . . . - Reddit
    I use USAA, Ally, and Navy Federal for banking services, but I have accounts with Chase (which has a lot of branches) and Citibank (great for international travel), but both Chase and Citibank have poor savings rates Apple will be unveiling their new savings account (partnership with Goldman Sachs) in about a week when iOS 16 2 drops
  • What savings account do you guys recommend? : r . . . - Reddit
    Three months in savings account: fully accessible whenever I need it It is in my savings account barely earning interest 0 5 - 1% isnt a deal breaker Three months in I-bonds: current rates are 7 12% Con: rates change every 6 months Also, money is locked for 12 months I transferred them there because my organization renewed my contract
  • Personal Finance - Reddit
    What kind of account should I hold my emergency fund in? Generally emergency funds should be held in safe investments you can liquidate in a hurry FDIC-insured savings or checking accounts are the most common choice CDs and I bonds can be used, but I bonds are only suitable for emergency savings after the initial 12-month lock-up period You
  • High Yield Savings Account? : r personalfinance - Reddit
    savings - receives paycheck, has 1 month of expenses checking - receives regular transfer from savings account to my budget savings 2 - emergency fund (3-6 months expenses); no auto draft In my case, all three happen to be at the same bank (all three are at Fidelity), but I've had them at separate banks
  • How much should I be saving and what’s a realistic goal?
    2 bank accounts at least A checking and a savings Savings should not be directly withdrawn from Checking should be used for your bills + a little play money Sit down like others have mentioned and write out your expenses Take what you have left after your expenses and start putting that into a savings account


















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