Best No-Exam Life Insurance Companies of 2025 | U. S. News Again, no health exam is required, and you don't have to provide fluids However, underwriters may look at other relevant personal data The size of a no-exam life insurance policy can range
3 Best No-Exam Life Insurance Companies | 2025 - Forbes Maximum age eligible for no-exam (5% of score): Companies offering no-exam life insurance to buyers age 60 and older earned points Source: Pinney Insurance Helping You Make Smart Insurance
6 Best No Medical Exam Life Insurance Policies for June 2025 Lemonade: Best for long terms Lincoln Financial: Best for convertible term insurance Protective Life: Best for simplified issue whole life Not all life insurance policies require a medical exam
Best No-Exam Life Insurance Companies (2025) – Policygenius No-exam term life insurance is a policy that lets you skip the traditional medical exam required by most insurers Instead, you’ll answer a health questionnaire online or over the phone The insurer uses this information — along with data from a check of your prescription history and public records — to determine your eligibility and rates