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  • Access Your Home Equity, Without Monthly Payments | Unlock
    Unlock’s Home Equity Agreement (HEA) helps turn home equity into cash for financial flexibility and possibilities Use equity you have for the things you need
  • How Unlock’s Home Equity Agreement (HEA) Works
    To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which state the property is located
  • Unlock - Home Equity Release Application - Short Form (Login Page)
    To secure the performance of your obligations under HEA, Unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which state the property is located
  • What Unlock’s Home Equity Agreements (HEAs) Cost
    With an Unlock Home Equity Agreement (HEA), you receive a lump sum of cash today in exchange for a share of your home’s future value The cost of your HEA is based on how much or how little your home appreciates during the length your HEA term, which can last up to 10 years
  • Home Equity Agreement Questions Answers | Unlock
    Explore answers to top questions about Unlock’s home equity agreements Learn how they work, who qualifies, and what to expect with fees and settlement
  • Product Guide - Unlock
    Unlock is an innovative consumer finance company on a mission to help homeowners unlock the value of their biggest asset, their home equity, and to dramatically improve their lives by doing so
  • Apply
    Through our HEA, Unlock provides a lump sum of cash (up to $500,000) in exchange for a portion of your home’s future value There are no monthly payments and no interest charges
  • About Our Team and How We Help Homeowners | Unlock
    Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments


















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