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  • Home | Valley First Credit Union
    Welcome to Valley First Credit Union, where financial well-being meets community empowerment We're more than just a financial institution - we're your dedicated partner in achieving your financial goals With a commitment to integrity, innovation, and personalized service, we're here to offer tailored solutions that put your needs first
  • Contact Us | Valley First Credit Union
    Secure Message Send us a secure message anytime through Online Mobile Banking We will respond as quickly as possible, but guarantee to get back to you within 1 – 2 business days If you need an immediate answer, please call Member Service during business hours Don’t have Online Mobile Banking?
  • Online and Mobile Banking | Valley First Credit Union
    Learn more about how our digital banking tools can help you manage your accounts conveniently No matter the time or place, Valley First Credit Union is at your fingertips with secure Online Mobile Banking
  • Locations | Valley First Credit Union
    As a Valley First member, you can conveniently access your funds at CO-OP ATMS across various locations, including popular stores like Costco and Target As well as other credit union branches Your money, your accessibility, simplified Simply text your zip code to 91989 and you'll receive a text message with the nearest CO-OP ATM location 2
  • About Us | Valley First Credit Union
    1949 1956 Stanislaus County Employees FCU In the beginning, the credit union operated out of Tom Betty Bright’s home on California Avenue As the credit union grew, they operated out of the auditor's office, and finally began sharing space with Modesto City and Telpaco credit unions in the old YMCA building on I Street in Modesto
  • Make a Payment | Valley First Credit Union
    Payment by Phone or Mail Call Additional fee will apply (877) 549-4567 Mon - Fri 8am - 6pm Sat 9am - 1pm Mail Valley First Credit Union PO BOX 1411 Modesto CA 95353-1411 Include Loan Account Number on check
  • Rates | Valley First Credit Union
    All rates will be determined by your credit history Rates, terms and conditions are subject to change All loans are subject to approval For 36 monthly payments at 8 50% APR the repayment amount would be $31 58 per $1,000 borrowed For 48 monthly payments at 8 50% APR the repayment amount would be $24 66 per $1,000 borrowed
  • Expand. Enhance. Empower. | Valley First Credit Union
    3 Eligibility Requirements for ADU Loan: The homeowner must become a member of Valley First Credit Union ($5 membership fee $25 share account to be opened) Any resident of the City of Modesto with Modesto zip code is eligible for membership


















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