7 Things to Know About Working While Getting Social Security In 2026, the earnings limit for most Social Security recipients under full retirement age is $24,480 (up from $23,400 in 2025) Work income up to that level is exempt, but you lose $1 in benefits for every $2 in earnings over the cap Suppose you have a part-time job that pays $40,000 a year
What Happens When Youre Working and Getting Disability How Much Can I Work While on SSDI? You’re allowed to work while receiving SSDI as long as you don’t earn more money than what Social Security calls substantial gainful activity (SGA) SGA is the amount of money you can make that the administration considers to be full-time work