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  • authentication - Is Plaid, a service which collects user’s banking . . .
    Plaid has raised billions in funding! I would think with Plaid using bank logos to make their “fake” bank login forms look legitimate, banks would be after Plaid with lawsuits But apparently some of them are investors! On Plaid’s website Citi, American Express, and others are listed as investors
  • I linked an account with Plaid. If I change my username and password . . .
    “ Can Plaid still access my account without even after I change my username and password?” Well Plaid's access to your account is dependent on the token, not your username and password If you change your username and password, the token becomes invalid, and Plaid should no longer have access to your account There are scenarios where Plaid can still have access, but in general, no
  • Is Plaid safe if I change the password after deposit?
    Let's say you trade on Coinbase Every time you need to deposit money via Plaid, you: change the password to your online bank account pair your bank with Coinbase deposit money unpair your bank (I'm not sure if necessary) change back the password Would you consider this approach 100% safe?
  • multi factor - Should all sessions expire after disabling 2FA . . .
    I know that when enabling 2FA all sessions must expire But how about disabling 2FA? Should all sessions expire then? I know that disabling 2FA is a risk, but that's not the question I'm wondering
  • I have to write down credit card information on paper and send it. How . . .
    I am filling out a form to set up a recurring payment with a local government building The form requests that I put my credit card number, expiration date, and CVV number, which I'm a little hesit
  • passwords - How is it secure for Venmo to ask for credentials . . .
    Is this feature limited to a few selected banks? If so, I can imagine that Venmo may have passed a special agreement with them and may use your login and password only to obtain a ticket, and that only this tickets gets stored in the database, not your bank credentials (but this is just guessing, in any way they should never have to ask you for your bank password, this should have been
  • Are there joint password accounts? (Like bank accounts)
    Joint bank accounts don't work that way Each user have their own password and user id and even debit credit card linked to the account if they exist Depending on the type of account you may have "disjunctive" accounts, were each user can do everything, and "conjunctive" were each operation requires approval by all owners So, do you mean a "conjunctive" online account for some service?
  • Linking to a bank account: login credentials vs. routing information
    Venmo wants the login credentials to my bank to link to my bank account Giving my bank password to another party feels very wrong and is not something I am inclined to do However, after thinking


















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