The Fed - Household Debt Overview - Federal Reserve Board The tables and interactive maps below allow users to explore the ratio of debt to income by state, metropolitan statistical area, and county for each year since 1999 Household debt is calculated from FRBNY Consumer Credit Panel Equifax Data, and household income is reported by the Bureau of Labor Statistics
Average American Debt Statistics 2025 | ConsumerAffairs® In the same year, the Survey of Consumer Finances found that median household debt was $80,200 While these numbers come from different surveys, they would put the median yearly debt-to-income
Average American Household Debt in 2025: Facts and Figures The most recent debt payment-to-income ratio, from the second quarter of 2024, is 11 5% That means the average American spends nearly 12% of their monthly income on debt payments
Debt In America: Statistics and Demographics Most financial advisors recommend keeping your DTI at 30% or lower The median household income as estimated by the U S Department of Housing and Urban Development was $90,000 in 2022 That’s for a household The median individual income in for Americans in 2022 was $56,368
What is the state of household debt in the US? - USAFacts By the third quarter of 2022, Hawaii had the highest debt-to-income ratio of any state at 2 26 This figure means that the average household has just over twice as many monthly debt payments as their gross monthly income Right behind Hawaii’s debt-to-income ratio was Idaho at 2 07 and Maryland at 1 97
Household Debt Service Payments as a Percent of Disposable Personal Income The Household Debt Service Ratio (DSR) is the ratio of total required household debt payments to total disposable income The DSR is divided into two parts The Mortgage DSR (MDSP) is total quarterly required mortgage payments divided by total quarterly disposable personal income
What is the debt-to-income ratio in the US? - FinanceBand. com What state has the highest debt-to-income ratio? In the first quarter of 2024, the household debt-to-income ratio in the United States differed significantly within the country The highest household debt-to-income ratio was recorded in Hawaii at 2 2, and the lowest in the District of Columbia at 0 52 percent, respectively
Household Debt Statistics - 2024 Update - Balancing Everything Household debt in the EU is over $6 85 trillion (CEIC) The United States household debt is $16 15 trillion (New York Fed) The average amount owed by American households in 2021 was $94,321 (Experian) The median United States household debt is $65,000 (Federal Reserve) California carries the highest family debt in the US (Experian)
US Household Debt, 1999 – 2025 | CEIC Data US Household Debt reached 18,036 0 USD bn in Dec 2024, compared with the reported number of 17,943 0 USD bn in the previous quarter