Driving and accidents - Victoria Legal Aid Insurance If you have insurance, let your insurer know about the accident as soon as possible after the accident This is important, even if you decide not to make a claim against your insurance Most insurance policies say that you have to notify the insurer of any accident This is called a ‘duty of disclosure’
What do I do if I don’t have the details of the other driver from a car . . . Personal injury claims If you are unable to identify the driver of the at-fault vehicle that caused the accident, you can make a claim for personal injuries under the Compulsory Third Party insurance scheme by lodging a claim against the 'Nominal Defendant' However, in order to do this you must be able to prove that you took reasonable
How Location Could Affect Your Car Insurance Premium - AAMI The address where your car is kept overnight How far you drive each year Are car insurance premiums cheaper in urban or regional areas? The kind of area that you live in may affect your car insurance premium Across Australia, more densely populated areas like Melbourne and Sydney could attract higher premiums than in Hobart or other regional
Settling Claims With A Car Insurance Ombudsman - Canstar Youi get to know you, so you can choose car insurance cover that’s suited to your needs Youi is car insurance that’s a bit more you-shaped New Car Replacement within the First Two Years T Cs apply; Feel confident you’re covered for theft 24 7 Roadside Assist included in comprehensive Exclusions, limits, T C’s Apply
Car accident: What to do when you’re not at fault - NRMA Insurance Insurance (except Travel, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance NRMA Insurance is part of the Insurance Australia Group Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address)
Claiming on your car insurance - Moneysmart. gov. au Up next in Car insurance Choosing car insurance Getting the best price and protection with your car insurance 4 min read No claim bonus on car insurance Find out if a no claim bonus is good value 2 min read Add-on car insurance Resist the pressure to buy insurance from car dealers 5 min read
Why Does Address Affect Car Insurance? - Property Update Compulsory Third Party (CTP) insurance: This mandatory cost is determined at a state level so you’ll find the price differs depending on which side of the border you reside Competition: Some insurance brands don’t operate nationwide Areas with more insurance companies competing for business might encourage lower prices Number of claims: The more claims originating from a particular state
Compensation claims - cars - Consumer Affairs Victoria The Motor Car Traders Claims Committee determines all claims The maximum amount it can award is $40,000 There is no fee to make a claim Claims covered Claims can be made on motor cars, motor bikes and commercial vehicles purchased from a motor car trader licensed in Victoria A claim can be made if a motor car trader does not:
How non-disclosure affects your car insurance claims previous rejections for insurance cover; previous claims for insurance due to a robbery; In all these circumstances the failure to disclose might later affect your ability to claim Keep your details up to date Non-disclosure could be as simple as forgetting to tell your insurer if your circumstances change
Help! My car is damaged! - Youth Law Australia Claim on your insurance by calling your insurance company as soon as possible Before claiming on insurance, it’s a good idea to think about how much your excess is (an excess is the amount you have to pay to the insurance company when you make a claim You might also want to think about whether the claiming will affect your no-claim bonus
Motor Vehicle Insurance - Financial Rights Legal Centre If you have an insurance question or legal problem call the Insurance Law Service on 1300 663 464 Monday to Friday 10am – 1pm (Sydney time) If you need to speak to a financial counsellor because you are in financial hardship you can call the National Debt Helpline on 1800 007 007 Monday to Friday 9 30am – 4 30pm (Sydney time)
Understanding How Your Address Affects Car Insurance In Australia Your address plays a significant role in determining your car insurance premium in Australia Insurers use your location as a key factor to assess the - Discover articles on Car Insurance Updated on March 14, 2025