PSA: Freezing your three main credit reports is NOT ENOUGH Aside from the main three credit bureaus (TransUnion, Experian, and Equifax), the most important ones to freeze or place extended fraud alerts with are ChexSystems and NCTUE That being said, do note that failure to freeze the low income subprime ones may result in payday loans being taken out in your name
Experian has FINALLY implemented a user-friendly freeze . . . - Reddit Experian, however, have been dragging their feet on this and required the user to input their name, address, DOB, SSN, PIN, etc every single time you wanted to freeze, thaw, or schedule a thaw And god help you if you ran into trouble by fat-fingering your data or put in your address slightly wrong and had to call in (or worse, mail something
Credit freeze with Experian? : r personalfinance - Reddit Experian offers two different services, one through the regular experian com website and another through experianidworks com Credit freeze and thaw is free through experian com, you just need to jump through the hoops of creating your account, again for free The other services is a 'Credit Lock' which is done through their idworks site
Unfreezing Experian Credit Report Frustration - Solution Other credit agencies took me less than a minute to do so Experian took me hours to figure out as I was led in circles numerous times I spent hours dealing with this situation and I've seen other people having a similar experience to mine I had the correct freeze pin (Rechecked the original email to make sure) but it gave me an incorrect pin
I credit-froze the big three, Experian, Equifax and . . . - Reddit Online: CoreLogic Credit Freeze form Innovis "You can request an Innovis credit freeze by phone, mail or online The online form asks for your name, address, Social Security number, phone number and birthdate After the request is processed, you’ll receive a letter with a PIN that you can use to lift the freeze " By phone: 800-540-2505
Cannot Freeze Credit with Experian : r personalfinance - Reddit I don't want to wait the 2-3 weeks it will take to freeze the account god knows what a hassle it will be to try and lift the freeze since you can't actually talk to a person on the phone Advice is appreciated Phone numbers where I can talk to an experian person would be even better EDIT: If you're running into these troubles
Does anyone have experience with Experian and how to credit freeze? For . . . Security freeze and Experian CreditLock both restrict access to your Experian credit file While a security freeze is a consumer right that is accessible to everyone for free, Experian CreditLock is a premium feature included with an Experian paid membership that sends you real-time inquiry alerts if someone tries to access your file after you
Experian credit freeze: Free Membership vs. Experian . . . - Reddit I guess the "service account" lets you get the services they're required to offer you by law such as official credit reports and credit freezes The "free account" will also let you get your FICO score and unofficial credit reports (does not show full details) I have the free account and you can freeze from there but it's kind of hidden
Experian Credit Freeze Almost Invisible : r CreditCards - Reddit I tried other tabs, but it was nowhere to be found Instead, they advertise you a paid service that adds "extra protection" that I do not want I had to type out a specific link and log in again in order to freeze my credit Easily one of the worst interfaces ever Equifax even has a specific tab that allows you to freeze or unfreeze your credit