mortgage、security、guaranty、lien、pledge、hypothecation . . . The bank extends the loan because of the guarantee that the house will be the bank’s to sell if the debt isn’t repaid When you make this deal, you have mortgaged your house — the word mortgage can be used as a noun or a verb 参考译文： 抵押贷款是一种贷款形式，如果你不偿还贷款，贷方可以用你的财产来
求解liability与debt的区别？ - 知乎 At a personal level, an individual may take a loan from a bank to construct a home for his family or to buy a car He repays this money in installments, and this loan is considered a debt of the person He also has liabilities towards his family members such as kids and wife as well as aged parents whose requirements he needs to fulfill
抵押品的英文单词是mortagage还是collateral？ - 知乎 1 抵押品应该是 collateral 2 我们先来看一下这两个单词在柯林斯词典的解释 Collateral is money or property which is used as a guarantee that someone will repay a loan 差不多就是 抵押物，担保金的意思 A mortgage is a loan of money which you get from a bank or building society in order to buy a house 房屋抵押贷款， 按揭贷款，指一种购房或
请问回购（repo）里的haircut是什么意思呢？如何具体使用？ Bank solvency is promoted by requiring a fraction of deposits to be held in reserve, and in emergencies these reserves can be replenished by borrowing from the central bank The analogue in securitized banking is the repo haircut, which forces banks to keep some fraction of their assets in reserve when they borrow money through repo
根据巴塞尔协议三，违约使用和信用转换系数之间有什么区别？ • Loan Equivalent Factor (LEF) Application: LEF is often used internally within banks to estimate credit exposure for loan commitments For instance, if a bank has issued a $1 million line of credit with an LEF of 50%, it means the bank expects $500,000 of that line to be drawn down over time, helping the bank assess the credit risk and