Grants and Loans - USDA USDA provides homeownership opportunities to low- and moderate-income rural Americans through several loan, grant, and loan guarantee programs The programs also make funding available to individuals to finance vital improvements necessary to make their homes decent, safe, and sanitary
Farm Loans for Farmers and Ranchers Use USDA's online farm loan tools to find loans that might be right for you, apply for a direct loan, or make a payment on a direct loan
USDA loans: What are they and am I eligible? - Bankrate USDA loans are government-backed mortgages for borrowers buying in eligible rural areas These loans come with lenient credit score requirements, and they don’t require a down payment
2026 USDA Eligibility Map Rural Property Requirements USDA loans, also known as Rural Development loans, offer low-interest, zero-down payment mortgages to eligible homebuyers Use this map to find USDA-eligible homes in your area
How to Get a USDA Loan | Mortgages | U. S. News Backed by the Department of Agriculture, USDA home loans can be used to finance up to 100% of a property’s appraised value with no down payment Borrowers must buy a home in a qualifying rural
USDA Loans: A Complete Guide to Rural Development Loans USDA loans are a zero down payment mortgage option backed by the United States Department of Agriculture (USDA) and offered by USDA-approved lenders to help fund rural housing development for low- to moderate-income individuals and families throughout the U S
Search for USDA Eligible Properties USDA loans are available to home buyers, offering 100% financing with reduced mortgage insurance premiums and feature below-market mortgage rates Use the links and search forms above to find and see if a property can qualify Then get advice from a local loan expert
First Time Home Loans | CalHFA USDA Program - California The CalHFA USDA Program is a USDA Guaranteed first mortgage loan program, which can be combined with the MyHome Assistance Program (MyHome) The MyHome and School Program can be used for down payment and closing cost assistance and are for first-time homebuyers only