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  • Canadians: any reason I shouldnt choose iShares XUU over Vanguards VUN?
    Shows that VUN exhibit slightly lower volatility with slightly better annual results in each year starting from March 2015 This slightly better return yoy so far has been compensating for a slightly higher management fee :) I know that past returns do not guarantee future outcomes, but nevertheless it is something to think about
  • VTI vs. VUN - Mr. Money Mustache
    VUN is a TSX-listed wrapper for VTI, and it trades in Canadian dollars If VTI doesn't change, but the CAD dollar goes up 1%, then VUN will drop 1% (because VTI is now worth 1% less in terms of the canadian dollar)
  • Favourable Tax Strategy for ETF Holdings.
    VUN (Vanguard U S Total Market Index ETF): Holding U S equities in a TFSA is advantageous because all gains and dividends are tax-free, even though U S dividends are subject to a withholding tax
  • Canada TFSA - forum. mrmoneymustache. com
    Would it be wise to stop buying more XAW for now and replace it with VUN and ZEA? Are you at your target allocation? You're with Questrade? I think XAW is a bit more than US + EAFE - ie, it has developing in it ZEA is just Japan, developed Europe, and Australia, pretty much I'd say this is pretty minor stuff - don't fret it
  • Diversification important as ever
    VUN is funding so many companies complicit in working to wipe Gaza off the map right now, nevermind what Musk, Zuck and Bezos are doing
  • Can anyone walk me through Norberts Gambit at TD (CANADA)
    I have about $50K of VUN VDU (CAD) in my RRSP that I would like to move over to VTI VXUS (USD) Can someone walk me through Norbert's Gambet conversion at TD Waterhouse? Here is my understanding of the procedure: DAY 1 - Sell TSX VUN and TSX VDU (online trade cost $20) (wait 3 days for sale to settle) DAY 4 - Buy TSX DLR in CAD (online
  • Which Candiain stocks should be invested in for dividends in TFSA account?
    Holding VUN TO is still subject to withholding because the US end doesn't know the things held by VUN for you are in an RRSP This is an interesting note So what if I just go buy VTI directly on the NYSE and hold that in my RRSP? Am I having my cake and eating it too? In an RRSP, there will be no US tax on dividends on US-domiciled, US stocks
  • Currency Hedging
    Personally I don't think it makes sense for most Canadians to currency hedge their portfolios This is because Canada imports most of its consumer products, commodities (our main export) are priced in USD, and you will always retain some CAD exposure with your job, your bond allocation, your government benefits, etc
  • Diversification important as ever
    Diversification important as everI rebalanced, my equities have outperformed so I sold some (namely US ETFs - likely a lot of currency gains there), and bought some bond ETFs I'm 20% Canadian Equity, 20% US Equity, 15% International Equity, and 25% Bonds GICs, the remaining 20% VRE and a handful of dividend stocks As we're getting older, and closer to RE I'm considering upping that bond % to
  • Whats your minimum for buying EFT? - Mr. Money Mustache
    What MER will you accept? $9 95 $2500 is 0 4, but also the amount that's covered by ~1 month of dividend payment for the equity funds (VCN, VUN, XEF, VEE) I'm buying I have a $5000 minimum for VAB, as it takes ~ one month of dividend payment of $5000 VAB to cover the $9 95 fee « Last Edit: March 25, 2016, 05:54:58 PM by Heckler » Logged





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