To Reaffirm Car Loan or Not. - myFICO® Forums - 6714661 I will be filing a Ch 7 most likely tomorrow (I went over all the paperwork and signed everything yesterday ) I have a 2020 Nissan with low miles that I plan to keep and reaffirm, however, my attorney sees no reason to reaffirm I thought that making my normal on-time payments over the next 4 years
Reaffirm Bridgecrest Loan - myFICO® Forums - 6384734 Re: Reaffirm Bridgecrest Loan A couple weeks after my discharge I was approved for a loan at 4% of course your case may cary but it all depends on your profile ,income job history etc I am about 14 months from discharge now and just got a second vehicle for nearly top tier rates
USAA - did not reaffirm - myFICO® Forums - 6807696 Re: USAA - did not reaffirm I don't know much about CH7s, so I can't offer advice about re affirm nor insurance, but during my CH13 I was advise to move all my money out of any bank I listed as a creditor
Reaffirming Mortgage - myFICO® Forums - 6429239 She said even with the equity, it's too big a debt to "re-take" after having a BK discharged even though I was fully ready to re-affirm it She barely let me reaffirm my auto loan, but I had to sign paperwork stating that I was doing it against her advisment As far as paying the mortgage loan, just keep sending in your payments like normal
Reaffirming vs Not reaffirming car loan - myFICO® Forums - 4844229 I was reading an article on reaffirmation and hoping to get some clarification, copied from legal zoom: Failure to Reaffirm a Loan: The debtor must work out any reaffirmation with the creditor While a creditor isn't forced to accept an agreement, in most cases, the creditor would favor a reaff
Question about how a reaffirmed mortgage looks on . . . - myFICO® Forums . . . When you reaffirm a debt, you agree that you will still owe the debt after your bankruptcy case ends Both the creditor’s lien on the collateral (which gives the creditor the right to take the property if you fail to pay as agreed) and your liability for the debt under the original contract (called a promissory note) essentially survive
Navy Federal Post Bankruptcy HELP - myFICO® Forums - 6684708 When I filed, I selected to reaffirm, but then later got a letter saying that it would just carry on because it was co-signed with my husband, and I have continued to make the payments Fast forward Post discharge, do the pre-qualification and it says pre-qualified for the nSecured card, cool, continue to apply and select my deposit money
Tried to Reaffirm Auto loan but. . . - myFICO® Forums Mine advised me not to reaffirm, just continue making payments on time and there was no chance they would repo (lower value, older car; they would have taken a loss with the cost of the repo, getting it ready for resell and possibly having to take it to auction ) or stop making payments if I wanted to surrender the car and schedule a surrender
Reaffirm mortgage 15 mos after discharge of Ch. 7? Unfortunately, the only time that you can reaffirm a debt in BK is AFTER your 341 meeting of creditors and BEFORE the discharge Once the BK7 has been discharged, you can no longer reaffirm a debt That comes directly from my BK attorney and the mortgage lender confirmed it Sorry
santander auto loan reaffirmation? - myFICO® Forums - 1580650 I'm in the process of filing for Chapter 7 The only decision left is whether I decide to reaffirm on my car loan with Santander I currently owe $5800 00 still on a 2008 Kia Spectra which was financed back in March,2010 @20 9% interest My last payment would be March 2014 The car is in pretty go