Re: USAA - did not reaffirm - myFICO® Forums - 6807696 USAA - did not reaffirm Is it true if you have an auto loan with them that you didn't reaffirm in your Chapter 7, they will cancel your auto insurance? I get that they'll cancel it on the car you didn't reaffirm I bought a different car and insured it through them I was just dischaged on Jan 12 and haven't been canceled yet
To Reaffirm Car Loan or Not. - myFICO® Forums - 6714661 Re: To Reaffirm Car Loan or Not Infiniti Financial Services did not report post discharge, even with reaffirmation IMO, I think your attorney is right If something happens down the road financially (or mechanically) you can just walk away if you don't reaffirm
Reaffirm mortgage 15 mos after discharge of Ch. 7? Re: Reaffirm mortgage 15 mos after discharge of Ch 7? Unfortunately, the only time that you can reaffirm a debt in BK is AFTER your 341 meeting of creditors and BEFORE the discharge Once the BK7 has been discharged, you can no longer reaffirm a debt That comes directly from my BK attorney and the mortgage lender confirmed it Sorry
Question about how a reaffirmed mortgage looks on . . . - myFICO® Forums . . . Re: Question about how a reaffirmed mortgage looks on credit reports? If you are current on your loan payments and able to meet future payments, reaffirming informs the lender that you intend to pay the mortgage This allows you to keep your home during bankruptcy as long as you abide by the terms of the reaffirmation agreement and make the payments Reaffirming your mortgage ensures
Mortgage and HELOC not reaffirmed for chapter 7 bk. . . - myFICO® Forums . . . Hi all, First post, so forgive me if this is posted elsewhere, I didn't see it I was discharged from BK in 2016 and have been rebuilding my credit I did not reaffirm either mortgage or HELOC (same company different "owners" they tell me) My credit report says both mortgage and HELOC are discharged
Should I reaffirm my house, car and HELOC in my Ch. 7 bankruptcy Should I or should I not reaffirm my house car and line of credit? If you really want to reaffirm your mortgage, your car loan and your line of credit - then you need to rethink filing bankruptcy at all There is not enough information in your post to offer any sort of advice, but the entire purpose of filing bankruptcy is to release the debt
Redeem vs reaffirm auto loan questions - myFICO® Forums Alternatively, you can choose to “reaffirm” the debt, which means that you will not receive a bankruptcy discharge on it Reaffirmation options should be thoroughly discussed with your attorney prior to filing, but as the law currently stands in Massachusetts, you should not be required to reaffirm in order to retain your property
Reaffirming Mortgage - myFICO® Forums - 6429239 Hello, If I do not reaffirm my mortgage during my Ch 7 bankrupty, how do I make the payments after discharge? Am i no longer allowed to - 6429239
Did not reaffirm car loan but contemplating new loan Did not reaffirm car loan but contemplating new loan My bankruptcy was discharged in Oct 2019, during that process I did not reaffirm my car loan I had been making payments on time and continue to do so As of right now, I have 27 payments of $388 left ($10,476 total ) The has 44,000 miles on it and is only worth about $5-7K