Should I Get Medicare If My Spouse Has Insurance? - AARP One option if your spouse enrolls in Medicare is to continue the employer’s coverage through COBRA, which can last up to 36 months Other options are to buy a private plan through the Affordable Care Act federal insurance marketplace or through a state that has its own exchange
Can I Collect a Deceased Spouses Social Security and My Own? - AARP Social Security will not combine a late spouse's benefit and your own and pay you both When you are eligible for two benefits, such as a survivor benefit and a retirement payment, Social Security doesn’t add them together but rather pays you the higher of the two amounts
Can I Switch From My Social Security Benefit to a Spousal Benefit? - AARP If your spouse is already getting Social Security when you claim benefits, you are subject to the “deemed filing” rule Under this provision, you don’t have a choice whether to wait and switch When you apply for your retirement benefit, you’re automatically deemed to be applying for spousal benefits, too, if you're entitled to them