Does a Florida mortgage require a witness signature for each mortgagor . . . In the State of Florida, mortgages do not, as a matter of law, require witnesses at all However, as a practical matter, and as a matter of good practice as well, most mortgage forms are designed to have two attesting witnesses, one of which can be the same individual who signs as a notary public for the acknowledgment of the mortgagor's signature
What are mortgagor recoverable advances that has been added to my . . . Mortgagor recoverable advances are usually stuff like attorney's fees, taxes, inspection fees, and the like Disclaimer DISCLAIMER: This message is intended as a general discussion of legal issues and not as a statement of fact, legal advice or a legal opinion
Does my private lender mortgagor have to provide me with a 1098 each . . . If the mortgagor is required to file a 1098 with the IRS, it is also required to provide a copy to the borrower However, you can call the IRS and ask for a Wage Income transcript that will reflect whatever was reported there's also a new feature that you can use to request transcripts online, but they're still working out some kinks
Upon my fathers death can I just keep making payments on the house or . . . In the case of a surviving spouse, I have seen banks allow the successor owner (surviving spouse) be able to assume the mortgage and "step into the shoes" of the original mortgagor You could try to assume the mortgage, but since you are the mortgagor's daughter, not his spouse, you may have trouble having the lender agree to the assumption
If a mortgage and a note was recorded with the wrong legal name can the . . . First, superior lien holders are not notified of a foreclosure sale by an inferior lien holder because their superior interest cannot be foreclosed Had you done a proper search, despite whatever name was stated as the mortgagor or mortgagee, you would have found that their was a superior mortgage on the property
Is it possible to reinstate my mortgage after a Lis Pendens is filed . . . "At any time before the later of the filing of a certificate of sale by the clerk of the court or the time specified in the judgment, order, or decree of foreclosure, the mortgagor or the holder of any subordinate interest may cure the mortgagor’s indebtedness and prevent a foreclosure sale by paying the amount of moneys specified in the